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A banker from the city travels to the mountains to repossess the home of a single mother just before Christmas. When she crashes his car, she has to take care of him, and they begin to fall for one another.
- Chloe Lattanzi, the real-life daughter of Olivia Newton-John, plays her daughter Deenie in this movie.
- Olivia Newton-John: Julia Stonecypher
- Gregory Harrison: Brian Harding
- Chloe Lattanzi: Deenie
- Stephanie Sawyer: Emily Rose